Stable accounts for CBD, hemp, kratom, firearm, FFL, and other high-risk retail businesses.
2-minute form · no obligation · no impact on your current processor
CBD, hemp, kratom, and other high-risk retail businesses face industry flags that trigger freezes, sudden terminations, rolling reserves, and held funds. Chargebacks and cash tied up can stall growth. A properly underwritten account keeps settlement predictable and processing stable.
How it works
We look at your current setup and show you exactly where you're exposed (and overpaying). No cost, no obligation.
A dedicated high-risk account underwritten for your category, so you're not on borrowed time.
Stable settlement, chargeback protection, and fair pricing — with real humans when you need them.
Accounts underwritten for your category from day one.
No-reserve and low-reserve options for qualified merchants.
Interchange-plus, not opaque blended rates.
Alerts and tools to stop disputes before they hit your ratio.
Built for high-risk, so you're not waiting weeks or getting declined.
Set up correctly so one bad month doesn't end your ability to process.
No — we set up in parallel and you cut over when you're ready.
Often yes — ask about it in your review.
Transparent interchange-plus. The review shows your real all-in rate vs. what you pay now.
Most high-risk accounts move in days, not weeks.
CBD, hemp, kratom, vape, firearm, FFL, and gun retail are categories we can review.
Get a free Rate & Risk Review and see exactly where you stand — in about 2 minutes.